Travel insurance for Asia, honestly compared.
Real coverage limits. No fake urgency. We test plans against actual hospital bills in Tokyo, Seoul and Bali — then rank the ones worth buying.
We compare plans from partner insurers. When you visit our partner MileAsia through our links, we may earn a commission.
Pick your destination
Coverage needs change dramatically by country — motorbikes in Bali, ski medevac in Niseko, K-beauty in Seoul.
Best for Asia
Multi-country coverage for the whole continent — Bali beaches to Himalayan treks.
Best for Japan
High medical costs, world-class hospitals — pick a plan built for the yen.
Best for Korea
Seoul city breaks to Jeju hikes — coverage tuned for South Korea.
Best for Canadians
Allianz plans for Canadians traveling abroad — from US road trips to European escapes.
Best for Americans
Allianz plans for US residents traveling abroad — high medical limits where your domestic plan won't follow.
The one plan we'd buy tomorrow
After 40+ hours comparing exclusions, sub-limits and real claim payouts, one plan kept coming out ahead for multi-country Asia trips: high medical, motorbike included, and an Asia-based hotline that actually answers at 3am in Bangkok.
- ✓USD 2M medical & full emergency evacuation
- ✓Adventure sports & motorbike ≤125cc included
- ✓24/7 support headquartered in Singapore
Explorer
Best overall for multi-country trips
- Medical
- USD 2,000,000
- Cancel
- USD 5,000
- Baggage
- USD 1,500
- ✓Motorbike ≤125cc covered
- ✓24/7 Asia hotline
- ✓Adventure sports included
How we compare plans
We read the fine print
Every policy PDF is combed for sub-limits, exclusions, and territorial clauses that make claims fail.
We test real hospital bills
Sample bills from Bumrungrad, St. Luke's Tokyo and Severance Seoul run through each plan's calculator.
We disclose our income
When you buy through our links we earn a commission. It never changes our ranking — we publish the score first.