Best Travel Insurance for Asia (2026)
Multi-country coverage for the whole continent — Bali beaches to Himalayan treks.
Traveling multiple countries across Asia in one trip? A region-wide plan beats stacking single-country policies. We compared 20+ insurers on medical evacuation limits, adventure sports, and 24/7 Asia-based assistance.
Top 3 plans for Asia
Compare independently ranked plans across providers — click any card to get a real-time quote.
Explorer
Best overall for multi-country trips
- Medical
- USD 2,000,000
- Cancel
- USD 5,000
- Baggage
- USD 1,500
- ✓Motorbike ≤125cc covered
- ✓24/7 Asia hotline
- ✓Adventure sports included
Family Shield
Kids free, generous baggage
- Medical
- USD 1,500,000
- Cancel
- USD 8,000
- Baggage
- USD 3,000
- ✓Children under 18 free
- ✓Cancel for any reason add-on
- ✓Rental car excess
Nomad Pro
Long-stay & remote workers
- Medical
- USD 1,000,000
- Cancel
- USD 2,500
- Baggage
- USD 1,000
- ✓One-time purchase per trip
- ✓Laptop & gear cover
- ✓Home-country coverage
Side-by-side comparison
Coverage, exclusions, add-ons and pricing at a glance.
| Compare | Top pick Explorer by World Nomads | Family Shield by Allianz | Nomad Pro by SafetyWing |
|---|---|---|---|
| Provider | |||
| Best for | Backpackers & multi-stop travelers | Families with children | Digital nomads staying 30+ days |
| Price | from $2.10/day | from $3.40/day | from $45/trip |
| Medical cover | USD 2,000,000 | USD 1,500,000 | USD 1,000,000 |
| Trip cancellation | USD 5,000 | USD 8,000 | USD 2,500 |
| Baggage | USD 1,500 | USD 3,000 | USD 1,000 |
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What to watch for in Asia
These are the exclusions and gotchas we see rejected most often in claims from Asia.
- 1Confirm your plan covers scooter/motorbike rental — a common trip-ender in Bali & Vietnam.
- 2Check treatment network in Bangkok, Singapore, and KL (top medevac hubs).
- 3Trekking above 3,000m (Nepal, Bhutan) needs an altitude add-on.
Ready to plan your Asia trip?
Compare insurance plans above, then head over to our partner MileAsia for your Asia trip.
Read MileAsia travel guides →Frequently asked
Do I need one policy per country in Asia?+
No. A regional plan covers all listed Asian countries under a single policy and single claim number — cheaper and simpler than stacking.
Is scooter rental covered?+
Only if you hold a valid motorcycle license in your home country AND wear a helmet. Read the fine print — this is the #1 rejected claim in Southeast Asia.